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Premium Money Market Account

What is a Premium Money Market Account?

Get our most competitive interest rate for money market accounts — plus more as your balance grows. It’s our way of rewarding you for carrying a higher balance and growing your savings.

Money Market Account Benefits

  • Easy access to your money (limitations apply)
  • FDIC insured1

Free Online Banking

    • Access electronic copies of your 1099 and certain other tax forms

    Minimum Opening Deposit

    • $1,000

    Interest Paid

    • Compounded Monthly
    • Interest rate increases when balances reach $10,000, $25,000 and $50,0002
    • Enjoy even higher interest rates with a CommerceRelationship Checking account3

    Minimum Balance

    • $5,000 average daily balance4

    Monthly Service Charge

    • $12 (if balance not met)

    Check Writing Privileges

    • Yes


    • Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking

    Statement Options

    • Paperless Statement - Free

Open a Premium money market account

Questions about which account is right for you?

We're here to help you make the best choice. Just give us a call.


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  1. The Federal Deposit Insurance Corp. insures each depositor to at least $250,000.

  2. CommerceRelationship Checking requires significant product relationships or a monthly fee.

  3. Interest is compounded monthly and credited to your account at the end of the monthly statement cycle. Interest rate is based on 3 tier levels.

  4. Average daily balance is calculated by adding the ending ledger balance in the account for each day of the monthly cycle and dividing by the number of days in the monthly cycle. You must maintain the minimum average daily balance for the monthly cycle to avoid a service charge.

Deposit Agreement & Disclosures

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