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Premium Money Market

Our Premium Money Market Account is a great place to make your savings grow.

  • Competitive interest rate – plus earn more as your balance grows
  • Easy access to your money (limitations apply)
  • FDIC insured1

Interested in other ways to earn savings bonuses? Open a myRewards Money Market account.

Min. Opening Deposit

  • $1,000

Interest Paid

  • Compounded Monthly
  • Enjoy even higher interest rates with a CommerceRelationship Checking account3
  • Interest rate increases when balances reach $10,000, $25,000, and $50,0002

Minimum Balance

  • $5,000 average daily balance4

Monthly Service Charge

  • $10 (if balance not met)

Check Writing Privileges

  • Yes; Up to 6 checks per month


  • Up to 6 withdrawals or transfers per month
  • Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking

Online Services

  • Free Online Banking
  • Access electronic copies of your 1099 and certain other tax forms through Online Banking
  • Order up to seven years of account statements and check images on CD-ROM

Statement Options

  • Paperless Statement - Free

Open a Premium Money Market Account


  1. The Federal Deposit Insurance Corp. insures each depositor to at least $250,000.

  2. Interest is compounded monthly and credited to your account at the end of the monthly statement cycle. Interest rate is based on 3 tier levels.

  3. CommerceRelationship Checking requires significant product relationships or a monthly fee.

  4. Average daily balance is calculated by adding the ending ledger balance in the account for each day of the monthly cycle and dividing by the number of days in the monthly cycle. You must maintain the minimum average daily balance for the monthly cycle to avoid a service charge.

Deposit Agreement & Disclosures