Skip To Main Content
Couple looking at a new home they're building.

Build your home

Construction and Land-Only loan.

Use your vision and our know-how to navigate the construction loan process.

  • Simplify building your new home with one mortgage team.
  • Borrow up to $2 million for land, labor and materials.
  • Enjoy interest-only payments during the construction period.

Start My Application

When you’re ready, we’re ready.

Check today’s rates and start your application — all with a few clicks.

Check today’s rates

See the current rates from Commerce Bank Mortgage.

Check Rates

Start your application

Take the next step and
apply online.

Apply Online

Commerce Bank branding

Mortgage made simple.

Our goal is to make the mortgage loan process straightforward and easy to navigate. Whether you meet with a mortgage banker face-to-face, through chat or over the phone, we’re here to help every step of the way.

Contact a Mortgage Banker

Commerce Bank NMLS#411948

Disclosures:

Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland. 

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.