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Family and friends enjoy their new home.

FHA fixed-rate mortgage1

  • Insured by the Federal Housing Administration
  • As low as 3.5% down payment
  • Fixed monthly principal and interest payments; several term lengths available
  • No origination fee charged by Commerce Bank
  • Loans are assumable and may be advantageous to you when you sell your home
  • Minimum 580 FICO® Score
Commerce Bank branding

Mortgage made simple.

Our goal is to make the mortgage loan process straightforward and easy to navigate. Whether you meet with a mortgage banker face-to-face, through chat or over the phone, we’re here to help every step of the way.

Contact a Mortgage Banker

Commerce Bank NMLS#411948


  1. Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland.

Commerce Bank and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Commerce Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

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