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Traditional Home Loans

Find the rate, term and amount you need — and bring it home.

Explore a few of the solutions we offer for your home financing needs.

Call Our Concierge Team

Fixed-rate mortgages

  • Fixed interest rate means monthly principal and interest payments do not change
  • Various term lengths available
  • Shorter term lengths help to save on interest; longer term lengths provide lower monthly payments

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Adjustable-rate mortgages (ARMs)

  • Start with fixed interest rate (meaning monthly; principal and interest payments won’t change) for 5, 7 or 10 years
  • Then, annual interest rate adjustments will occur following initial fixed period
  • Interest rate and monthly payment may change

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Jumbo (non-conforming) mortgages

  • Minimum loan amount of $766,5502
  • Fixed-rate and adjustable-rate loans available
  • Flat origination fee on any loan amount

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Commerce Bank Mortgage Online Access.

Access your Commerce Bank Mortgage loan information.

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Get help with your Commerce Bank Mortgage.

Visit our self-service center to:

  • Make a mortgage payment.
  • Learn what to do if you encounter a hardship (e.g., job loss, natural disaster).
  • Get answers to frequently asked questions about your Commerce Mortgage.
  • Find contact information for your Commerce Bank Mortgage team.

Visit Mortgage Servicing

Start your application.

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apply online.

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Mortgage made simple.

Our goal is to make the mortgage loan process straightforward and easy to navigate. Whether you meet with a mortgage banker face-to-face, through chat or over the phone, we’re here to help every step of the way.

Contact a Mortgage Banker

Commerce Bank NMLS#411948

  1. Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland. 
  2. Minimum loan amount is $766,500 where Jumbo Mortgages are offered, except in the Denver metropolitan area. In the Denver metropolitan area, minimum loan amount is $856,750 (single family residence) in most counties.

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