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Adjustable-rate mortgages1 (ARMs)

  • Start with fixed interest rate (meaning monthly principal and interest payments won’t change) for 5, 7 or 10 years
  • Then, annual interest rate adjustments will occur following initial fixed period
  • Jumbo ARMs are also available2
  • Annual adjustments following initial fixed period
  • Interest rate and monthly payment may change
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Mortgage made simple.

Our goal is to make the mortgage loan process straightforward and easy to navigate. Whether you meet with a mortgage banker face-to-face, through chat or over the phone, we’re here to help every step of the way.

Contact a Mortgage Banker

Commerce Bank NMLS#411948

  1. Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland.
  2. Minimum loan amount of $766,550 (single family residence). In most counties in the Denver metropolitan area, minimum loan amount is $856,750.

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