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4.5/5 overall rating
(2295 reviews)
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11/06/2024

Great for recurring bill

Not so great when trying to use for other purchases such as gas station. Wouldn't let me use.
Diana F
Greenbrier, TN
Cardholder since 2017
11/06/2024

No problems

Never had any issues.
Joseph D
Wichita, KS
Cardholder since 1996
11/06/2024

Commerce Bank credit card has been great

Does what I need it to do. Very satisfied with it.
Patricia C
Saint Louis, MO
Cardholder since 1985
11/06/2024
Russell
Syracuse, MO
Cardholder since 1979
11/06/2024

This card is awesome

I just love this card. All they others I have I always grab this one first.
Marty
Texarkana, AR
Cardholder since 2024
11/06/2024

Good card but interest rates are too high

I would definatellyt use this credit card mare if the interest rate was lower. Although I keep getting offers fpr balance transfers with great rates, I dont NEED a balance transfer. I want a card with a lower more reasonable interest rate
Margaret S
New Braunfels, TX
Cardholder since 2021
11/06/2024

Commerce credit card

Would like to see the balance transfers go through electronically instead of receiving a paper check. Thanks
Stephen S
Royal Center, IN
Cardholder since 2023
11/06/2024
My CARD WAS FROZEN AND AM EAGERLY AWAITING MY NEW CARD! THANKS COMMERCE!
John G
Pittsburg, KS
Cardholder since 2020
11/06/2024
George B
East Galesburg, IL
Cardholder since 2014
11/06/2024

new customer long time credit analyst

I have loved the ease to which this card has been to use and manage since opening the account. The balance transfer process was the simplest I have ever seen and I have been utilizing credit for more than 24 years. The statements are very detailed and informative which would be a wonderful thing for new credit users. I highly recommend this card company.
Cherokee
Franklin Furnace, OH
Cardholder since 2024

Disclosures:

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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