4.5/5 overall rating
(2295 reviews)
10/30/2024
commerce Bank Credit Card
I have had very few probles wiith Commerce banks special connections card. I been using it since 1983. they have been excellent to work with.
Charles A
Raymore, MO
Cardholder since 1983
11/05/2024
Refusal to increase credit limit
I have 4 credit cards with a total credit limit of $95,000. Of that total, the limit that commerce bank approved was $500. It was originally $3000 then Commerce decided to reduce it which then in turn lowered my credit score because the card balance was over 100%. The only reason I still have it opened and only use it once a month is to help my longevity accounts average or I would close it.
Kaleb B
Gardner, KS
Cardholder since 2018
11/05/2024
Great
Card with benefits
Tod B
Buffalo Grove, IL
Cardholder since 2022
11/05/2024
I use this card because all my pegs fit in all the holes.
This card has good rates, a fair credit line and service is very good.
William W
Edmond, OK
Cardholder since 2014
11/05/2024
Not 1 card anymore
Because the Commerce MasterCard Special Connections card can no longer be used as an ATM card, I had to get a separate ATM card. This is not great at all. I have heard this will change, eventually.
Carl H
Valley Park, MO
Cardholder since 1985
11/05/2024
My best experience
Very satisfied
Mohamed H
Park Ridge, IL
Cardholder since 2008
11/05/2024
Belinda C
Manor, TX
Cardholder since 2023
11/05/2024
Cards stopped working and then replaced.
My two credit cards stopped working and I had to call two times to get the problem corrected. I suggested replacing the cards and the new cards work correctly. I do not understand why this problem occurred and fortunately having 20 years experience in IT i came up with the solution. All Commerce employees stated they could not find a problem.
Geoffrey G
Prairie Village, KS
Cardholder since 2023
11/05/2024
Overall a great card
Marcy B
Saint Joseph, MO
Cardholder since 2018
11/05/2024
Harry M
Palm Coast, FL
Cardholder since 2019
11/04/2024
Keith
Springfield, MO
Cardholder since 2022
Disclosures:
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
