4.5/5 overall rating
(2295 reviews)
10/31/2024
No Problems!
The title says it all!
William
Marthasville, MO
Cardholder since 1985
10/31/2024
Not a Fan
I have tried and I had Commerce Bank branch employees try and none of us could get the auto pay function to work. So, because of that I have to manually make sure I pay the total each month. I don't feel like I can use the card close to my pay date because I don't know if there is any grace period. The reward program is ok but not really very exciting. I am unhappy that my card doesn't support contactless paying (tap). To be honest, I've just been to busy/lazy to change Visa cards.
Joanne M
Kansas City, MO
Cardholder since 1979
10/31/2024
Long Time Customer
I have been a loyal Commerce Bank customer for many years and value the secured Visa card.
Jacqueline
Saint Charles, MO
Cardholder since 2011
10/31/2024
Colin P
Elsberry, MO
Cardholder since 2006
10/31/2024
no issues
no issues.. easy to use
Brian G
Millbury, MA
Cardholder since 2018
10/31/2024
Etheria T
Florissant, MO
Cardholder since 2017
10/31/2024
Still too high of interest rates.
Interest rates still too high.
Randy B
Defiance, OH
Cardholder since 2015
10/31/2024
Patricia
Dunlap, IL
Cardholder since 1996
10/31/2024
Adrienne P
Saint Louis, MO
Cardholder since 2013
10/31/2024
was out of state credit card was locked out due to abnormal use [my fault] which i was thankful for . called to get reactivated. all went smooth with some security ?s was unlocked. glad they noticed this and locked the card from further use. i like that kind of security.
Leonard
Herculaneum, MO
Cardholder since 2009
10/31/2024
No problems are great sevice
Never an issue.
Thomas C
Rosemount, MN
Cardholder since 2017
Disclosures:
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
