4.5/5 overall rating
(2295 reviews)
10/31/2024
good card would recommend
Find the online account summery somewhat confusing can't tell paid from debt.
Tim
Stillwater, OK
Cardholder since 2021
10/31/2024
Great card to keep using.
Gives you a flat 1.5% rewards without having to click on rewards.
Beverly J
Hixson, TN
Cardholder since 2018
10/31/2024
John A
Saint Louis, MO
Cardholder since 2015
10/31/2024
Great for my needs
I probably need to explore more of the available rewards.
David E
Spotsylvania, VA
Cardholder since 2022
10/31/2024
Shirley
Arnold, MO
Cardholder since 1983
10/31/2024
Patrice W
Panama City Beach, FL
Cardholder since 2019
10/31/2024
Robert R
Chesterfield, MO
Cardholder since 2012
10/31/2024
Judith
Saint Louis, MO
Cardholder since 1996
10/31/2024
Aone
Have an account with you for over 30 years.
Helga R
Chesterfield, MO
Cardholder since 1991
10/31/2024
Totally dis-satisfied
I stopped using the card because they would not issue a credit for their finance charge that was their fault. I pay all of my bills on BillPay with my bank. I never had a problem with any other card receiving and crediting my account accordingly. My bank said it was sent out 3 weeks before they credited my account creating the late payment. Their answer was for me to give them my banking information will continue so they could auto-debit my account. I refuse to do that. If they get hacked, their only responsibility is to give me a free year of credit monitoring. No thanks! I will continue to use other credit cards for my purchases.
Jeffrey M
Ball Ground, GA
Cardholder since 2018
10/31/2024
Want to have atm feature back.
All I really want is to use the credit card. I also liked using it as a ATM card so I sisnt have to carry a debit card which I don't use. That feature is no longer available as of my last card update. I don't like that.
Gordon C
Lees Summit, MO
Cardholder since 1986
Disclosures:
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
