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4.5/5 overall rating
(2295 reviews)
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10/31/2024
Lisa
Newton, KS
Cardholder since 2024
10/31/2024
So far so good
Rick
Taneyville, MO
Cardholder since 2023
10/31/2024
Interest rate is way too high
Donald
Cleveland, MO
Cardholder since 2022
10/31/2024

keep raising the credit limit, after asked them not to

About once a year or more we get a letter saying credit limit was raised, and I have to call to get it back down. I asked them not to do this, but they still do
Nancy S
Saint Louis, MO
Cardholder since 2013
10/31/2024

Commerce and Kansas City Royals

If you are a Kansas City Royals fan, this is the card for you! Redeem your rewards for a full Royals game day experience dream come true. I'm an actual customer and have used my rewards two years in a row to throw out an Honorary and Ceremonial First Pitch. Next year, amazing seats at a game, game day experience, maybe an autograph from one of my favorite players? Their customer service is amazing. I don't use just one Commerce location, I use several. They are always super nice, fast, and friendly and are able to handle any thing I throw at them. Commerce Rewards Credit Card is a home run in my wallet.
Thomas S
Kansas City, MO
Cardholder since 2023
10/31/2024
John H
Saint Louis, MO
Cardholder since 2021
10/31/2024

A card for all seasons

The Commerce bank special connections card meets all of my needs. It is accepted everywhere. It never gives me any grief (no sudden declines at the point of sale terminal for no reason whatsoever) it always works well.
Douglas H
Independence, MO
Cardholder since 2009
10/31/2024

It’s my longest continuous credit card

I like the info about my credit score on each statement. The like the paper statements - I will NEVER opt for electronic rather than paper, if you force me to go paperless I will cancel my account.
Barry S
Blue Springs, MO
Cardholder since 1990
10/31/2024

Wonderful card and experience

This bank was previously unknown to me, but I wish I had found it sooner. This credit card and the terms and rates are fantastic! Great rewards, awesome limit, easy and fast payment system, and even got a intro APR and period. Wonderful card and would recommend to anyone looking for an amazing credit card and bank
Ryan
Maumee, OH
Cardholder since 2024
10/31/2024
I have had my Commerce Visa Card for many years, and have enjoyed using it.
Sherry
Dallas, TX
Cardholder since 2014

Disclosures:

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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