4.5/5 overall rating
(2295 reviews)
11/07/2024
Convient
Been very satisfied over the years with my card.
Lisa
Saint Louis, MO
Cardholder since 1992
10/31/2024
Easy to use
I usually pay my bill by phone. It is very easy to do so.
Sharon H
Sneedville, TN
Cardholder since 2016
10/31/2024
Feature
I have used Commerce Special Connections Credit card for more than a decade. I have not had any issues with it. However, when travelling I prefer to use cards that offer no foreign transaction fees. I hope Commerce will offer no foreign transactions fee and lower APR so I can use it for my travels and purchases.
Mitali S
Valley Park, MO
Cardholder since 1990
10/31/2024
Excellent
Everything is going well
Cecil W
Kent, WA
Cardholder since 2021
10/31/2024
Nancy
Nash, TX
Cardholder since 2024
10/31/2024
Great bank
Been with Commerce Bank since 1980s and now in Florida and you have a bank in Orlando so happy
Carolyn B
The Villages, FL
Cardholder since 2005
10/31/2024
Lea C
Saint Peters, MO
Cardholder since 2016
10/31/2024
Wilma S
Kearney, MO
Cardholder since 1988
10/31/2024
This card hurt my credit score.
I have a missed payment from this card a long time ago and it is because I was not made properly aware that a payment did not go through. Also, this card is not compatible with common platforms like Plaid and is behind on financial technologies that most card companies have adapted to. Commerce Bank is a bank that I negatively associate with.
David
Hagerstown, MD
Cardholder since 2022
10/31/2024
It works
The bare minimum, I don't know how it's special, but it works
Timothy H
Herculaneum, MO
Cardholder since 2021
10/31/2024
Serves my specific purposes
Interest rate is too high considering being a payment reliable customer for over 20 years. Plus Customer Service message center communication is slow & only moderately helpful at best.
Timothy D
Saint Louis, MO
Cardholder since 2002
Disclosures:
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
