Skip To Main Content
Commerce Bank toggle® branding colors

Everyday Cash Back1 Credit Card

Everyday Cash Back1 Credit Card



Get a $150 Cash Back1 Bonus2 when you spend $1,000 on purchases within your first 3 months after account opening.


Get unlimited 1.5% Cash Back1 on every purchase3, every day.

Cash Back1 applied as a statement credit.



Green dollar sign icon
Unlimited 1.5% Cash Back1 on every purchase, every day. 

Green percent icon
Low rates with a variable APR of 19.49% - 30.49% and no annual fee.

toggle logo
A Smarter Credit Card
  1. Connect any checking account.
  2. Customize your toggle® settings to auto-pay your daily purchases.
  3. That's it! Watch your unlimited rewards add up and never owe more than you earn.

Apply now  lock


toggle® Security Features:

Young couple looking at indoor flooring options

Spread the Cost, Not the Worry!

From home renovations to new furniture use your toggle credit card and let FlexPay help you with your large ticket items and pay at your pace.

Cell phone peace of mind with Visa benefit protection

Cell Phone Protection Visa® Benefit

Have peace of mind with complimentary, built-in Cell Phone Protection – up to $200 per claim.

Ship Everyday membership rewards when using the toggle card

New & Existing Shipt Everyday Member Benefit

Once a toggle® cardholder, new and existing Shipt Everyday members will enjoy a complimentary membership period (up to a $75 value5) as one of our Visa Signature®–level benefits.



  1. A cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items, such as merchandise, gift cards and travel, may vary. Visit for full rewards program details.
  2. To qualify for the $150 cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,000, excluding any transaction fees, returns and adjustments, and excluding any type of Balance Transfer, Cash Advance, cash Advance Transaction Fee or Cash Advance Interest charges, within the first 3 months from account opening. cash Back Bonus not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Limit one (1) Cash Back Bonus offer per customer every 3 years.
  3. "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted co the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
  4. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
  5. For existing Shipt Everyday members, complimentary membership will be added to the end of current Shipt membership term. At the end of the complimentary period, cardholders will revert to paying Shipt membership at then-current rates. For new Shipt Everyday members at the end of the promotional period, cardholders will auto renew into the then-current monthly membership fee.
To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.