Skip To Main Content


Special Connections® Credit Card Reviews


Special Connections Visa Credit Card
4.4/5 overall rating
(3077 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
Sort by
10/14/2021
Joseph
Orland Park, IL
Cardholder since 1992
10/14/2021

So easy!

Service is always helpful and ease of online banking and app is fantastic and user friendly!
Brian
Independence, MO
Cardholder since 1997
10/14/2021
Kingsley
Florissant, MO
Cardholder since 1990
10/14/2021

Really a good credit card

I would give you a 5 but I think there is always room for improvement
Herbert
Kingsville, MO
Cardholder since 1999
10/14/2021
James
Columbia, MO
Cardholder since 1984
10/14/2021
Terry
Manhattan, KS
Cardholder since 1996
10/14/2021
Mary
Saint Peters, MO
Cardholder since 1988
10/14/2021
Mostly satisfied
Danny P
Naperville, IL
Cardholder since 1995
10/14/2021
Tim
Overland Park, KS
Cardholder since 2000
10/14/2021

It works

I don’t expect much and it works
Karl
Columbia, IL
Cardholder since 1986

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.