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KC Royals™ Mastercard® Reviews

KC Royals credit card
4.3/5 overall rating
(628 reviews)
Get access to game-day experiences, exclusive ticket discounts and special events – all while earning up to 3X points with the KC Royals™ Mastercard®.
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Unable to lower interest rate even though my credit is above average
Ronald O
Rose Hill, KS
Cardholder since 1996
Richard H
Holden, MO
Cardholder since 2001
Emily T
Raymore, MO
Cardholder since 2020
Wellsville, KS
Cardholder since 2016

Great credit card

Robert P
Kansas City, KS
Cardholder since 1995
John B
Kansas City, MO
Cardholder since 1996

Simplicity in owning card

Overall happy with card. Originally received vouchers for royals tickets just for covid to shutdown that season. Would be much happier if they replaced the vouchers to be able to use now.
Stephen S
Windsor, MO
Cardholder since 2020

Great card with great features!

Michele H
Gower, MO
Cardholder since 2018

Great care for many years!

I have banked with Commerce for over 20 years and you have always taken very good care of me and my account. I have recommended friends to come over to Commerce!
Overland Park, KS
Cardholder since 2016
Dennis F
Wichita, KS
Cardholder since 2019


Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit card ratings and card-specific reviews displayed on were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.