Skip To Main Content

KC Royals™ Mastercard® Reviews


KC Royals credit card
4.3/5 overall rating
(628 reviews)
Get access to game-day experiences, exclusive ticket discounts and special events – all while earning up to 3X points with the KC Royals™ Mastercard®.
Sort by
10/13/2021

Minimum payment due

I don't like the Commerce Royals credit card and minimize my use of it. Unlike my other cards, this Royals card requires a monthly minimum payment of the balance regardless of its size and imposes an excessive penalty fee for late payment of the amount due even if it is very small.
Mike K
Lawrence, KS
Cardholder since 2002
10/13/2021

I am oppose to tap to pay

See summary above
Dennis L
Saint Joseph, MO
Cardholder since 1995
10/11/2021
David M
Independence, MO
Cardholder since 2016
10/09/2021

No hassle when ever I use the card

It’s used for travel it’s hassle free. Thanks
Scott E
Jefferson City, MO
Cardholder since 1996
10/04/2021
Kathleen P
Overland Park, KS
Cardholder since 2017
10/04/2021

Satisfied

Roberta C
Overland Park, KS
Cardholder since 2002
10/03/2021
David P
Kansas City, MO
Cardholder since 2016
10/03/2021

Fraud/security

When I have been hacked or card number stolen your fraud team has been easy to work with
Jill B
Garrison, IA
Cardholder since 1996
10/03/2021

Royals Mastercard is Good Not Great

The Royals Mastercard is Good but Commerce, being Commerce, is more than a little stingy with credit limit increases which, for a bank and it's depositors, can be a good thing but for card users it's much easier to get an increase from other cards. Functionality is, of course, great 'cause the cards themselves are accepted most everywhere. They also have the chips for quick use and security.
Leslie
Harrisonville, MO
Cardholder since 2017
10/03/2021
Eric
Blue Springs, MO
Cardholder since 1995

Disclosures:

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.